---
title: | Refinancing
description: Refinancing | Matthew Borgerson's top tips and recommendations for home buyers in the DC, Virginia and Maryland areas!
---

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    - [Conventional Home Loans](https://www.borgersonhomeloans.com/conventional-home-loans)
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    - [Jumbo Loans](https://www.borgersonhomeloans.com/jumbo-loan-programs)
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# Your Guide to All Things Mortgage!

Get my top tips on mortgages, refinancing, neighborhood guides and more in the DC, Virginia and Maryland markets.

[![](https://www.borgersonhomeloans.com/hubfs/role%20of%20a%20loan%20officer%20explained.jpg)](https://www.borgersonhomeloans.com/blog/what-does-a-loan-officer-do)

## [What Does a Loan Officer Do? What Homebuyers Should Know](https://www.borgersonhomeloans.com/blog/what-does-a-loan-officer-do)

May 8, 2025, 10:47:44 AM

Let’s face it: trying to navigate the world of home loans, grants, and refinancing on your own can f...

[![](https://www.borgersonhomeloans.com/hubfs/refinancing%20options.jpg)](https://www.borgersonhomeloans.com/blog/dmv-refinancing-loans)

## [Understanding Loan Options for Refinancing in the DC, MD, VA Areas](https://www.borgersonhomeloans.com/blog/dmv-refinancing-loans)

Mar 2, 2025, 10:50:46 AM

Are you sitting on your couch, wondering if you should leverage that equity in your home or maybe ju...

[![](https://www.borgersonhomeloans.com/hubfs/47.jpg)](https://www.borgersonhomeloans.com/blog/refinancing-costs-explained)

## [Assessing Refinancing Costs: Is It Worth It?](https://www.borgersonhomeloans.com/blog/refinancing-costs-explained)

Feb 6, 2025, 10:00:00 AM

Markets change and so do interest rates, so before you make a costly decision, it’s important to ask...

[![](https://www.borgersonhomeloans.com/hubfs/refinancing%20your%20home.jpg)](https://www.borgersonhomeloans.com/blog/when-should-you-refinance)

## [When to Refinance Your Mortgage in 2025](https://www.borgersonhomeloans.com/blog/when-should-you-refinance)

Feb 4, 2025, 12:25:38 PM

Evaluating Interest Rate Trends in DC, MD, and VA Figuring out the world of mortgage refinancing in ...

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**Financing**

[Conventional Home Loans](https://www.borgersonhomeloans.com/conventional-home-loans)

[Adjustable Rate Mortgages (ARMs)](https://www.borgersonhomeloans.com/adjustable-rate-mortgages)

[Jumbo Loans](https://www.borgersonhomeloans.com/jumbo-loan-programs)

[Refinancing](https://www.borgersonhomeloans.com/mortgage-refinancing-programs)

**Grants and Programs:**

[FHA Loans](https://www.borgersonhomeloans.com/fha-loans-mortgage-programs)

[VA Loans](https://www.borgersonhomeloans.com/va-loans)

[USDA/Rural Housing](https://www.borgersonhomeloans.com/usda-rural-housing-loans)

[Down Payment Assistance](https://www.borgersonhomeloans.com/mortgage-downpayment-assistance-programs)

 

 

**Washington DC:**

[DC Open Doors](https://www.borgersonhomeloans.com/dc-open-doors-program)

[First Time Homebuyer Tax Credit](https://www.borgersonhomeloans.com/dc-first-time-homebuyer-tax-credit)

[Good Neighbor Next Door](https://www.borgersonhomeloans.com/good-neighbor-next-door-mortgages)

**Virginia:**

[Virginia First Time Homebuyer](https://www.borgersonhomeloans.com/virginia-first-time-homebuyer-savings-plan)

[VHDA Loans](https://www.borgersonhomeloans.com/vhda-loans)

**Maryland:**

[Maryland Mortgage Program](https://www.borgersonhomeloans.com/maryland-mortgage-program)

[Smartbuy 3.0](https://www.borgersonhomeloans.com/maryland-smartbuy-30)

**Resources:**

[Mortgage Knowledge Hub](https://www.borgersonhomeloans.com/blog)

[Homebuyer Q&A Sessions](https://www.borgersonhomeloans.com/homebuyer-seminars)

**Locations Served:**

[DC](https://www.borgersonhomeloans.com/locations/washington-dc)

[Virginia](https://www.borgersonhomeloans.com/locations/virginia)

[Maryland](https://www.borgersonhomeloans.com/locations/maryland)

---

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Matt Borgerson, NMLS # 1213242. SWBC Mortgage Corporation, NMLS #9741, check licensing at www.nmlsconsumeraccess.org. AZ BK #0950067; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4130449; Licensed by the N.J. Dept. of Banking and Insurance. Massachusetts Mortgage Lender & Mortgage Broker License MC9741. Not all originators are licensed in all states where SWBC Mortgage operates. Loans subject to credit and property approval, restrictions and conditions may apply. Not all loan programs or loan amounts available in all areas. Programs and guidelines subject to change without notice. Refinancing an existing loan may result in higher total finance charges over the life of the loan. Debt consolidation does not pay off debt and may result in a higher long-term expense. Corporate office: 9311 San Pedro Ave., Ste. 100, San Antonio, TX 78216. © 2026 SWBC. All rights reserved.

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