--- title: | Virginia description: Virginia | Matthew Borgerson's top tips and recommendations for home buyers in the DC, Virginia and Maryland areas! --- [Skip to content](https://www.borgersonhomeloans.com/blog/tag/virginia#main-content) [![Matt-Borgerson-Team-Harpoon-1](https://www.borgersonhomeloans.com/hs-fs/hubfs/Matt-Borgerson-Team-Harpoon-1.png?width=400&height=162&name=Matt-Borgerson-Team-Harpoon-1.png)](https://www.borgersonhomeloans.com/) - Financing Show submenu for Financing - [Conventional Home Loans](https://www.borgersonhomeloans.com/conventional-home-loans) - [Adjustable Rate Mortgages](https://www.borgersonhomeloans.com/adjustable-rate-mortgages) - [Jumbo Loans](https://www.borgersonhomeloans.com/jumbo-loan-programs) - [Refinancing](https://www.borgersonhomeloans.com/mortgage-refinancing-programs) - [Buyer Q&A Sessions](https://www.borgersonhomeloans.com/homebuyer-seminars) - [Resources](https://www.borgersonhomeloans.com/blog) - Locations Show submenu for Locations - [Virginia](https://www.borgersonhomeloans.com/locations/virginia) - [Washington, D.C.](https://www.borgersonhomeloans.com/locations/washington-dc) - [Maryland](https://www.borgersonhomeloans.com/locations/maryland) Open main navigation Close main navigation - Financing Show submenu for Financing - [Conventional Home Loans](https://www.borgersonhomeloans.com/conventional-home-loans) - [Adjustable Rate Mortgages](https://www.borgersonhomeloans.com/adjustable-rate-mortgages) - [Jumbo Loans](https://www.borgersonhomeloans.com/jumbo-loan-programs) - [Refinancing](https://www.borgersonhomeloans.com/mortgage-refinancing-programs) - [Buyer Q&A Sessions](https://www.borgersonhomeloans.com/homebuyer-seminars) - [Resources](https://www.borgersonhomeloans.com/blog) - Locations Show submenu for Locations - [Virginia](https://www.borgersonhomeloans.com/locations/virginia) - [Washington, D.C.](https://www.borgersonhomeloans.com/locations/washington-dc) - [Maryland](https://www.borgersonhomeloans.com/locations/maryland) - [Contact us](https://www.borgersonhomeloans.com/#contact) [Contact us](https://www.borgersonhomeloans.com/#contact) # Your Guide to All Things Mortgage! Get my top tips on mortgages, refinancing, neighborhood guides and more in the DC, Virginia and Maryland markets. [![](https://www.borgersonhomeloans.com/hubfs/vhda%20loans%20virginia.jpg)](https://www.borgersonhomeloans.com/blog/vhda-first-time-buyers) ## [How VHDA Helps First-Time Homebuyers in Virginia (2026)](https://www.borgersonhomeloans.com/blog/vhda-first-time-buyers) Feb 10, 2026, 11:15:01 AM Buying a first home in Virginia can feel out of reach, especially with high prices and rising intere... [![](https://www.borgersonhomeloans.com/hubfs/2026%20virginia%20down%20payment%20assistance.jpg)](https://www.borgersonhomeloans.com/blog/down-payment-assistance-virginia-2026) ## [Down Payment Assistance Programs for Virginia Homebuyers in 2026](https://www.borgersonhomeloans.com/blog/down-payment-assistance-virginia-2026) Feb 8, 2026, 12:29:10 PM Buying a home in Virginia has become more challenging as prices and living costs continue to rise. F... [![](https://www.borgersonhomeloans.com/hubfs/virginia%20downpayment%20assistance%20programs.jpg)](https://www.borgersonhomeloans.com/blog/downpayment-assistance-virginia) ## [Downpayment Assistance in Virginia: What Are Your Options?](https://www.borgersonhomeloans.com/blog/downpayment-assistance-virginia) Mar 4, 2025, 11:00:00 AM If you’re trying to buy your first home in Virginia, you’ve probably hit the same wall as thousands ... [![](https://www.borgersonhomeloans.com/hubfs/buying%20your%20first%20home%20in%20virginia.jpg)](https://www.borgersonhomeloans.com/blog/first-time-home-buyer-virginia) ## [Virginia First Time Homebuyers: Programs, Grants & Financing](https://www.borgersonhomeloans.com/blog/first-time-home-buyer-virginia) Jan 13, 2025, 11:14:38 AM Buying your first home is an exciting milestone, but it can also feel overwhelming. There’s a lot to... [![](https://www.borgersonhomeloans.com/hubfs/25.jpg)](https://www.borgersonhomeloans.com/blog/home-buying-and-refinancing-virginia) ## [The Ultimate Guide to Buying & Refinancing Homes in Virginia](https://www.borgersonhomeloans.com/blog/home-buying-and-refinancing-virginia) Nov 29, 2024, 11:32:11 AM Virginia’s real estate market is buzzing, with rising home prices and steady buyer demand creating b... [facebook-f icon](https://www.facebook.com/people/Matthew-Borgerson-with-First-Home-Mortgage/100092881302157/) [linkedin-in icon](https://www.linkedin.com/in/matthew-borgerson-35210635/) [instagram icon](https://www.instagram.com/borgagehomeloans/) **Financing** [Conventional Home Loans](https://www.borgersonhomeloans.com/conventional-home-loans) [Adjustable Rate Mortgages (ARMs)](https://www.borgersonhomeloans.com/adjustable-rate-mortgages) [Jumbo Loans](https://www.borgersonhomeloans.com/jumbo-loan-programs) [Refinancing](https://www.borgersonhomeloans.com/mortgage-refinancing-programs) **Grants and Programs:** [FHA Loans](https://www.borgersonhomeloans.com/fha-loans-mortgage-programs) [VA Loans](https://www.borgersonhomeloans.com/va-loans) [USDA/Rural Housing](https://www.borgersonhomeloans.com/usda-rural-housing-loans) [Down Payment Assistance](https://www.borgersonhomeloans.com/mortgage-downpayment-assistance-programs)     **Washington DC:** [DC Open Doors](https://www.borgersonhomeloans.com/dc-open-doors-program) [First Time Homebuyer Tax Credit](https://www.borgersonhomeloans.com/dc-first-time-homebuyer-tax-credit) [Good Neighbor Next Door](https://www.borgersonhomeloans.com/good-neighbor-next-door-mortgages) **Virginia:** [Virginia First Time Homebuyer](https://www.borgersonhomeloans.com/virginia-first-time-homebuyer-savings-plan) [VHDA Loans](https://www.borgersonhomeloans.com/vhda-loans) **Maryland:** [Maryland Mortgage Program](https://www.borgersonhomeloans.com/maryland-mortgage-program) [Smartbuy 3.0](https://www.borgersonhomeloans.com/maryland-smartbuy-30) **Resources:** [Mortgage Knowledge Hub](https://www.borgersonhomeloans.com/blog) [Homebuyer Q&A Sessions](https://www.borgersonhomeloans.com/homebuyer-seminars) **Locations Served:** [DC](https://www.borgersonhomeloans.com/locations/washington-dc) [Virginia](https://www.borgersonhomeloans.com/locations/virginia) [Maryland](https://www.borgersonhomeloans.com/locations/maryland) --- [![Matt-Borgerson-Team-Harpoon-1](https://www.borgersonhomeloans.com/hs-fs/hubfs/Matt-Borgerson-Team-Harpoon-1.png?width=250&height=101&name=Matt-Borgerson-Team-Harpoon-1.png "Matt-Borgerson-Team-Harpoon-1")](https://www.borgersonhomeloans.com/) [PRIVACY POLICY](https://www.swbcmortgage.com/privacy-policy) | [Privacy Disclosure to California Residents](https://www.swbcmortgage.com/ccpa-policy) | [NMLS CONSUMER ACCESS](https://www.nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/9741) | [DISCLOSURES](https://swbcmortgage.com/mortgage-licenses-disclosures) | [SWBC Mortgage Corporation](https://swbcmortgage.com/) 4500 East West Highway, Office 750 Bethesda, MD 20814 Matt Borgerson, NMLS # 1213242. SWBC Mortgage Corporation, NMLS #9741, check licensing at www.nmlsconsumeraccess.org. AZ BK #0950067; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4130449; Licensed by the N.J. Dept. of Banking and Insurance. Massachusetts Mortgage Lender & Mortgage Broker License MC9741. Not all originators are licensed in all states where SWBC Mortgage operates. Loans subject to credit and property approval, restrictions and conditions may apply. Not all loan programs or loan amounts available in all areas. Programs and guidelines subject to change without notice. Refinancing an existing loan may result in higher total finance charges over the life of the loan. Debt consolidation does not pay off debt and may result in a higher long-term expense. Corporate office: 9311 San Pedro Ave., Ste. 100, San Antonio, TX 78216. © 2026 SWBC. All rights reserved. ![EHL Black Logo](https://www.borgersonhomeloans.com/hs-fs/hubfs/EHL%20Black%20Logo.png?width=50&height=50&name=EHL%20Black%20Logo.png "EHL Black Logo")